Small Business - Max Capital

Empowering Your Small Business

Get the financing you need for your SME

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A strategic alliance with Aval AR SGR

Our vision is to make Aval AR the leading edge reference in the market, leading the transformation of the financial ecosystem for SMEs.

We are based on the integration of our areas and an innovative digital platform, which allows us to offer personalized and efficient solutions, leveraging the growth and competitiveness of our clients.

All in one place

With Max Capital, you can access the entire financing process in one place.

SGRs and Banks

We also offer guarantees with other entities

We can offer guarantees with a wide variety of SGRs and banks nationwide, so that your SME can access the financing it needs to grow and prosper.

Banks

We have agreements with the main banks to offer guarantees.

SGRs

We have agreements with the main mutual guarantee companies to offer guarantees.

Financial products for your small business

We offer a wide variety of financing solutions to support your small business growth.

Own Deferred Payment Checks

These are those that are issued by the company itself that will discount them.
Third-party Postdated Checks (PPC).

They are those issued by companies other than the one that will cash them.
Stock market notes in pesos.

They are payments made to investors for the purchase of financial instruments issued in pesos. These instruments can be bonds, negotiable obligations, stocks, investment funds, etc.
Stock market notes in dollars

They are payments made to investors for the purchase of financial instruments issued in dollars. These instruments can be bonds, negotiable obligations, stocks, investment funds, etc.
Small Business Negotiable Obligation

It is a debt instrument issued by a small or medium-sized Argentine company (SME). These obligations are negotiable, meaning they can be bought and sold by investors in the capital market.
Electronic Credit Invoices

They are an important tool for small business financing, as they can be traded in the capital market.
Bank loans for working capital

They are a form of financing that companies can use to cover their short-term liquidity needs. These loans are used to finance operational expenses, such as payroll, inventory purchases, and supplier payments.
Loans for the acquisition of capital goods and productive investment

They are a form of financing that companies can use to acquire capital goods such as machinery, equipment, or facilities.
Leasing in pesos and dollars.

It is a form of financing that allows companies to acquire capital goods such as machinery, equipment, or facilities without having to pay the full price upfront.

How to request and monetize a guarantee

Alongside our team of experts, we have simplified the process to assist you in the application and monetization of a guarantee for your Small business, making it quicker and easier than ever before.

Step 1

Send the required information for the credit assessment.

Step 2

We analyze your application and define the required line of credit and guarantees.

Step 3

The opening of a securities account will be carried out, and the linkage to EPYME will be established.

Step 4

Sign the linkage documentation. (The reciprocal guarantee contract and shareholder bonds).

Step 5

In the case of postdated checks or marketable promissory notes, the negotiable securities will be issued in the market. On the other hand, if it is a bank loan, a guarantee certificate will be issued.

Step 6

The funds will be credited to the client's securities account or bank account, depending on the guaranteed product.

Let's work together.

Let's empower your small business

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Questions? Answers.

What is an SGR?

SGRs (Reciprocal Guarantee Societies) are commercial companies aimed at facilitating access to credit for small and medium-sized enterprises by providing guarantees.https://onboarding.max.capital/here
What information do I need for credit rating?
To access credit, a company must first submit the following documentation:
- Latest audited and signed balance sheet
- Monthly breakdown of post-balance sales
- Breakdown of updated bank and/or financial debt
- Brief company overview form
- Statement of assets of shareholders (signed by owner and accountant) + Personal Property Tax Return and working papers
- Indication of financing need (amount), product of interest, destination of funds
- Articles of association or partnership agreement + Minutes of appointment of current authorities + ID of shareholders
What types of guarantees does the SGR grant?

With Aval AR you can obtain guarantees to negotiate instruments in the capital market and also to apply for bank credit lines.
What information do I need to open a trading account?
Online process (recommended)
Click here and start the process of opening a corporate account.
The account opening can be initiated by anyone. At the end of the process, a link will be generated where all the information will be safeguarded and where the authorized representatives will be able to validate/modify the information loaded and verify their identity. Therefore, if you have any doubts about any information, you can complete it provisionally and review it personally in the future or directly the authorized representative can review it when they validate it.
Offline process
If you prefer to complete the physical account opening form, you can request the updated "Corporate Account Opening Agreement" by contacting our Commercial Team.
In this case, the signatures of the signers (legal representatives, authorized representatives, etc.) must be certified by a Bank/Notary or registered with an authorized official of Max Capital S.A.
If the Legal Entity was constituted in the interior of the country or Greater Buenos Aires, the Notary's certification must be legalized by the College of Notaries of the corresponding jurisdiction.
What information do you need to start this process?
Here are the documents required to open trading accounts for LEGAL ENTITIES. In addition, Max Capital S.A. may request any other additional documentation that it deems convenient to comply with current customer identification and knowledge regulations.
- Copy of the Articles of Association or other equivalent constitutive document according to the type of company with proof of registration in the Public Trade Register certified by a Notary or verified the original before an authorized official of Max Capital S.A.
- Copy of the Minutes of the Assembly and Board of Directors with determination of the members of the Board and distribution of positions certified by a Notary or verified the original before an authorized official of Max Capital S.A.
- CUIT certificate (CDI/CIE for foreigners).
- Copy of the powers granted by the Company to the signers certified by a Notary or verified the original before an authorized official of Max Capital S.A.
- Copy of the updated Shareholders' Register certified by a Notary or verified the original before an authorized official of Max Capital S.A.
- Last two balance sheets/financial statements signed by the representatives, certified by an External Auditor and legalized by the Professional Council of Economic Sciences that corresponds. In the case of balances issued abroad, the Consular seal or apostille must be included.
- Proof of address.
- Copy of the ID/Passport and CUIL/CUIT of each of the signers, the original of which must be shown to an authorized official of Max Capital S.A.
- Documentation that proves the ownership of the share capital and beneficial owner of the Company according to the declared in the Account Opening form.
In the case of foreign companies, the documentation must be legalized with the Consular seal or apostille.
Likewise, in the event that the documents are in a foreign language, they must be translated into Spanish.
The same procedure will be used in the event that the powers presented have been granted in the interior of the country, Greater Buenos Aires or abroad.

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